We receive a lot of enquiries from frustrated self-employed clients who have approached their bank or building society and not been able to achieve the mortgage amount which they require.  This can often be because many banks will average the last 2 or even 3 years of income.  However, for many, the last few years have seen self-employed income on an upward trend.  At Independent Mortgage Solutions, Thame, we are experts at arranging mortgages for the self-employed.  We have access to lenders who may assess your latest years accounts to assess your affordability under the right circumstances.  We also have access to lenders who can use retained profit when assessing your income.  In some circumstances, we are also able to arrange mortgages for those who have only been trading for a short time, with one years accounts.  This has made a massive difference to many of our self-employed clients and can make buying your dream home a reality.  Contact us for a free initial consultation

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.  We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our standard fee is £299.