Latest News

First Time Buyers – A helping hand

First Time Buyers – A helping hand

Are you looking to make the first step onto the property ladder but have no idea where to start? Knowing where to start in a maze of mortgages, paperwork and estate agents can be daunting and with so much ‘advice’ on the internet is can be hard to find a starting...

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Funding for Home Improvements

Funding for Home Improvements

Whether you are looking to fund your own Grand Designs project or just looking to carry out some minor home improvements, talk to us first.  At Independent Mortgage Solutions in Thame, we can offer the right financial information for your particular project and we can...

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MYTH:  Life assurance is expensive.

MYTH:  Life assurance is expensive.

Many people avoid taking out life cover because they think it can be expensive.  Did you know that, basic life cover can be surprisingly affordable and we will always aim to work within your chosen budget.  Do something thoughtful for your family and make sure that...

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Reviewing your life cover.

We are always surprised at how many people seem to collect life insurance policies so that after various moves and re-mortgages they have a variety of policies without really knowing what they are actually covered for. It is vital to have adequate cover should the...

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Mortgages for the self-employed.

We receive a lot of enquiries from frustrated self-employed clients who have approached their bank or building society and not been able to achieve the mortgage amount which they require.  This can often be because many banks will average the last 2 or even 3 years of...

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Getting calls from landlords who’s tenants are refusing to pay as there’s a rent ‘holiday’. Tenants, it is not a ‘holiday’, you should only do this if in difficulty - you will still need to to pay all missed payments back to your landlord! #buytolet #mortgage #rentholiday

After Irfon dying I’ve learned if there’s one ‘positive’ of significant loss it’s knowing I can face most things that challenge my mental health. Nothing lasts forever, keep going and most importantly talk. #ThisTooShallPass #resilience #gwytnwch https://t.co/tgeHZpm5H1

Not impressed by government decision to penalise those in self-employment who had declared profits over £50k @RishiSunak. Surely they will have paid more in taxes and will have the largest drop in income - they have families too. #selfemployed #unfair

Self Employed Income Support:

Many with limted companies asking who pay through a mix of dividends and PAYE asking what support.

Sorry to say I've had it confirmed dividends won't count. You can get furlough help for the PAYE but dividends fall outside system.

Pls share 🙁

@ims_mortgages @RishiSunak @BBCNews @MartinSLewis 👍🏻 this is totally unfair. I don’t qualify as a sole trader, but your right a big fat employed banker can 😡

last but not least…our clients

A huge, huge thank you to our wonderful clients for recommending us and for supporting us over the years. We could not have done it without you!