Latest News

Can a ‘Family Assist’ mortgage help you to buy a home?

With house prices being so high, we are often asked how family members can help younger relatives buy their first home. A 'Family Assist' mortgage can be the solution. In summary, it allows a borrower to access up to 100% of the value of a property they wish to buy....

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First time buyers – what you need to know

Here is our simple step by step guide to the home buying process for first time buyers, and do remember that the team at Independent Mortgage Solutions is always on hand to help! 1. Visit Independent Mortgage Solutions For a free initial consultation about how much...

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Mortgages for CIS (Construction Industry Scheme) Workers

Mortgages for CIS (Construction Industry Scheme) Workers

At Independent Mortgage Solutions in Oxfordshire, we are experts at arranging mortgages for CIS workers and we even have access to lenders who may treat you as an employee instead of assessing you on a self-employed basis.  Contact us on 01844 261249 for a free...

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Was your New Year’s resolution to review your finances?

Was your New Year’s resolution to review your finances?

Many of us started 2017 by planning an overhaul of our finances. A visit to Independent Mortgage Solutions is a perfect starting point. We can offer a full review of your mortgage and your insurance and protection policies, to check that you have exactly what you need...

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Getting calls from landlords who’s tenants are refusing to pay as there’s a rent ‘holiday’. Tenants, it is not a ‘holiday’, you should only do this if in difficulty - you will still need to to pay all missed payments back to your landlord! #buytolet #mortgage #rentholiday

After Irfon dying I’ve learned if there’s one ‘positive’ of significant loss it’s knowing I can face most things that challenge my mental health. Nothing lasts forever, keep going and most importantly talk. #ThisTooShallPass #resilience #gwytnwch https://t.co/tgeHZpm5H1

Not impressed by government decision to penalise those in self-employment who had declared profits over £50k @RishiSunak. Surely they will have paid more in taxes and will have the largest drop in income - they have families too. #selfemployed #unfair

Self Employed Income Support:

Many with limted companies asking who pay through a mix of dividends and PAYE asking what support.

Sorry to say I've had it confirmed dividends won't count. You can get furlough help for the PAYE but dividends fall outside system.

Pls share 🙁

@ims_mortgages @RishiSunak @BBCNews @MartinSLewis 👍🏻 this is totally unfair. I don’t qualify as a sole trader, but your right a big fat employed banker can 😡

last but not least…our clients

A huge, huge thank you to our wonderful clients for recommending us and for supporting us over the years. We could not have done it without you!